Credit Card Fraud Attorney

Credit card debt. Three words that mean a load of trouble. Clearwater residents are not immune to scams related to credit card debt and fraud, but with the right fraud attorney, you may be able to recover some of your losses.

Credit Card Fraud Is Real But Be Wary of Fake Debt Collectors

If you receive a phone call from an unknown number claiming to be a representative of your credit card company, do not give out your personal information. If they are from a legitimate collection agency, they will already have your name and address. They should also be able to tell you the name, address, and phone number of the company they work for. If anything is amiss when you ask them, hang up and contact a fraud attorney. Fake credit card debt collectors can be very convincing and use numerous techniques to draw information out from you.

Defend Yourself Against Fraud

Another way to arm yourself against credit card fraud is to ask the caller to recite the last four digits of your social security number. If the caller is legitimate, they will not provide your social, because to do so is a violation of the Fair Debt Collection Practices Act. Don’t hesitate to ask a fraud attorney in Clearwater how the FDCPA works in your favor. Also, pay attention to the time the phone rings; under this FTC-led Act, debt collectors cannot call you at an unusual time. Before 8 am or after 9 pm is assumed to be an inconvenient time for most, but if you work a late shift and are frequently asleep in the afternoon, for example, then they cannot call you at that time. They will (or should) know based on your records that indicate your profession when you’d be available.

Contact a Fraud Attorney and Play It Safe

With the help of a seasoned fraud attorney, you may be able to avoid falling prey to credit card debt scammers, and other sources of fraud. At Flint Law, P.A. we’ve seen too many Clearwater residents falling for these fraudulent scams. When something does not seem right, contact us, and we can help guide you through a potential situation. For your legal needs in Clearwater, we are Flint Law, P.A.

Published in Criminal Defense

Insurance fraud is a serious crime in Clearwater and across the state. You will need an excellent defense attorney to fend off charges of against you.

The term “insurance fraud” includes many different types of coverages, including car, rental, health and workers’ compensation. Throughout Florida, illegal activities are vigorously investigated and prosecuted.

Since there are many lawyers in Clearwater, there are several things you should keep in mind before hiring an attorney to defend you against charges:

  • Experience. Look for an expert specific to your charges. For instance, health insurance is vastly different from car protections, with different requirements and implications. To maximize your chances of winning your case, you need a lawyer specializing in cases like yours.
  • Fees. Fees for an attorney can range from $50 to $1,000 an hour. Your legal representation isn't a place to skimp; go with the best lawyer you can afford but make sure you research thoroughly first. A higher fee does not necessarily mean you will get a better lawyer.
  • Communication. You will be in constant contact with your lawyer, so make sure you feel heard and understood. A high level of trust between each of you is necessary for your attorney to make a strong case in your favor.
  • References. Too many people assume a lawyer is qualified without checking references. Ask what cases the lawyer successfully defended and request those clients’ contact information to get their perspective. Hearing their insights may make a huge difference in your opinion of that attorney.

Getting charged with insurance fraud is a serious matter with potentially long-lasting implications for your life. It is essential to find the most effective attorney possible in the Clearwater area to defend you and improve your chances of winning the case. 

Are You Facing Insurance Fraud Charges?

If you are facing insurance fraud charges, call an accomplished and reputable lawyer straight away. Flint Law, P.A. is a local attorney in Clearwater with nearly twenty years of experience.  Call us for a free consultation by dialing 727-483-8404.

Published in Criminal Defense