Credit Card Fraud Attorney

Credit card debt. Three words that mean a load of trouble. Clearwater residents are not immune to scams related to credit card debt and fraud, but with the right fraud attorney, you may be able to recover some of your losses.

Credit Card Fraud Is Real But Be Wary of Fake Debt Collectors

If you receive a phone call from an unknown number claiming to be a representative of your credit card company, do not give out your personal information. If they are from a legitimate collection agency, they will already have your name and address. They should also be able to tell you the name, address, and phone number of the company they work for. If anything is amiss when you ask them, hang up and contact a fraud attorney. Fake credit card debt collectors can be very convincing and use numerous techniques to draw information out from you.

Defend Yourself Against Fraud

Another way to arm yourself against credit card fraud is to ask the caller to recite the last four digits of your social security number. If the caller is legitimate, they will not provide your social, because to do so is a violation of the Fair Debt Collection Practices Act. Don’t hesitate to ask a fraud attorney in Clearwater how the FDCPA works in your favor. Also, pay attention to the time the phone rings; under this FTC-led Act, debt collectors cannot call you at an unusual time. Before 8 am or after 9 pm is assumed to be an inconvenient time for most, but if you work a late shift and are frequently asleep in the afternoon, for example, then they cannot call you at that time. They will (or should) know based on your records that indicate your profession when you’d be available.

Contact a Fraud Attorney and Play It Safe

With the help of a seasoned fraud attorney, you may be able to avoid falling prey to credit card debt scammers, and other sources of fraud. At Flint Law, P.A. we’ve seen too many Clearwater residents falling for these fraudulent scams. When something does not seem right, contact us, and we can help guide you through a potential situation. For your legal needs in Clearwater, we are Flint Law, P.A.