If you have recently been arrested in the Clearwater area for insurance fraud, it is imperative you seek legal representation as soon as possible. The sooner you act, the better chance you have of building a defense that works in your favor. If you have not been arrested, but suspect you might be under investigation in the near future, it is just as important to explore your options, hire an attorney, and prepare for what’s to come.

This crime involves deliberate deceit and/or misrepresentation of information for monetary purposes—usually financial gain. There are many different types, with some of the most common having to do with insurance fraud, whether that be auto, home, life, or Medicare/health. While these falsified acts are most often committed against an insurance provider or employer, they can also be made against a company or program to obtain benefits and financial advantages, such as worker’s compensation, through tactics like fee churning or asset division.

Potential Penalties and Punishments

The penalties for defendants found guilty of insurance fraud in Clearwater range in severity—from probation and fines to jail time and reinstitutions. There is a long list of factors that need to be taken into consideration. For example, punishments tend to be harsher for the cases that involve damages and/or injuries—whether accidental or deliberate. Another factor that indicates the severity of possible penalties you would be sentenced to if convicted is the type of fraud your case is classified under.

There are two main categories for insurance fraud cases: hard and soft.

  • “Hard” is when the defendant makes deliberate plans for deceit. An example of this would be crashing a car for financial profit from an auto insurance company, or deliberately starting a fire in your home.
  • “Soft” cases are more common. Also sometimes referred to as “opportunistic fraud,” these typically involve some form of exaggeration of claims. An example would be policy holders exaggerating the injuries sustained from an auto accident.

The outcome of the charges brought against you will largely be influenced by the kind of criminal defense lawyer in Clearwater you hire to represent you. You need to hire someone with years of experience working on cases just like yours, someone who is well-versed in Florida legislation, and someone who can dedicate the time and attention needed to build the best, most aggressive defense case possible on your behalf.

To speak with a seasoned, experienced Clearwater lawyer about an insurance fraud case, or to schedule a consultation, give the offices of Scott Flint, P.A. a call today.